MONTANA ROOTS. MULTI-STATE LENDING.

Your next chapter.
Mortgage guidance
that goes further.

I’m Christine Farrington, your Mortgage Loan Officer with two decades of experience. From Northwest Montana to the other states where I’m licensed, I build home purchase and refinance strategies around you.

Apply Now Explore loan options

Experienced guidance. One personal connection.

Christine Farrington, Mortgage Loan Officer at Ascent Mortgage Partners

YOUR MORTGAGE PARTNERChristine FarringtonMortgage Loan Officer · NMLS #193640

PERSONAL GUIDANCE20+YEARS OF EXPERIENCE

PROUDLY AT HOME IN MONTANA

A peaceful Montana lake beneath forested mountain peaks

A place to call home.THE FLATHEAD VALLEY

A LITTLE LOCAL. A LOT PERSONAL.

Hi, I’m Christine.
Your goals come first.

For two decades, I’ve helped homebuyers and homeowners navigate mortgage lending with clear communication, attention to detail, and a personal approach. My goal is simple: help you feel comfortable and informed from the first conversation to the closing table.

As a Mortgage Loan Officer at Ascent Mortgage Partners, powered by Edge Home Finance, I can explore options across lenders to help find a fit for your financial story. Whether you’re putting down roots in Montana or making a move in another state where I’m licensed, your plans come first.

Christine FarringtonYOUR GOALS. MY COMMITMENT.

Let’s get to know each other

MORE OPTIONS. YOUR OWN PATH.

A mortgage that fits
the life you’re building.

Your home goals are unique. Your financing should be, too. Let’s explore the possibilities together.

Make your next move.

Your first home, your forever home, or something in between. Let’s build your purchase strategy.

Rethink your mortgage.

Explore a refinance that aligns with your goals, budget, and the plans you have ahead.

A classic, with flexibility

Conventional

Flexible financing for a primary home, second home, or investment property.

Explore Conventional

Conventional loans offer a range of down payment and loan-term options. We’ll look at your credit, income, property, and goals to compare the possibilities. Mortgage insurance may apply with a down payment below 20%.

Let’s discuss your options

More room to get started

FHA

An approachable path to homeownership with flexible qualification options.

Explore FHA

FHA-insured loans can be an option for borrowers who benefit from flexible credit and down payment requirements. Mortgage insurance, property standards, and loan limits apply. We’ll review eligibility and the full cost together.

Let’s discuss your options

For those who have served

VA

Home financing for eligible veterans, service members, and surviving spouses.

Explore VA

VA loans may offer eligible borrowers no-down-payment financing and no monthly mortgage insurance. A Certificate of Eligibility and lender approval are required. A VA funding fee may apply unless you qualify for an exemption.

Let’s discuss your options

Put down roots

USDA

Financing opportunities in eligible rural and qualifying communities.

Explore USDA

USDA financing may offer no-down-payment options for eligible borrowers and properties. Income limits, location requirements, program fees, and lender guidelines apply. Let’s check whether your planned home qualifies.

Let’s discuss your options

Think a little bigger

Jumbo

A tailored approach for homes above conforming loan limits.

Explore Jumbo

Jumbo loans can help finance higher-priced properties. Qualification requirements, reserves, down payments, and terms vary by lender. We’ll compare options around your financial picture and the property you have in mind.

Let’s discuss your options

Outside the ordinary

Non-QM

Alternative documentation for financial stories that aren’t one-size-fits-all.

Explore Non-QM

Non-qualified mortgage programs may offer alternative income documentation, such as bank statements, for eligible borrowers. These loans can have different rates, fees, and qualification requirements. They still require lender review and approval.

Let’s discuss your options

Loan availability and eligibility vary by borrower, property, state, and lender. All loans are subject to credit approval and lender guidelines.

FIRST HOME. REAL GUIDANCE.

Your first set of keys
starts with a conversation.

You don’t need to have it all figured out. I’ll explain the steps, explore your options, and help you feel prepared for what’s next.

Let’s take the first step

01
Tell me your story.
We’ll talk about your goals, timeline, and what a comfortable monthly payment looks like.
02
Build your homebuying plan.
Compare loan options, prepare your documents, and explore preapproval before you shop.
03
Move forward with clarity.
From your accepted offer through closing, I’ll help you understand the milestones along the way.

Montana’s mountain peaks and evergreen forests

THIS IS HOME.

Montana home loans.
Local roots. Broader reach.

From Whitefish and Kalispell to Columbia Falls, Eureka, and Bigfork, I help homebuyers and homeowners across the Flathead Valley explore purchase and refinance options with personal guidance.

Buying beyond Montana? I bring the same thoughtful approach to each state where I’m licensed.

Let’s talk about your home

AT HOME IN MORE PLACES.

Montana roots.
Licensed in 17 states.

Your next chapter can take you somewhere new. I bring the same personal guidance to homebuyers and homeowners in every state where I’m licensed.

Select a state to see the license type. Current licensing and loan availability are subject to confirmation. Verify NMLS #193640 (opens in a new tab)

Arizona

Loan Originator License

California - DFPI